B2B debt recovery for foreign companies

    Commercial Debt Collection in Poland

    We recover unpaid commercial claims from Polish companies for foreign businesses. We contact the debtor, establish why payment has not been made, negotiate repayment and monitor the agreed settlement.

    Our first objective is recovery without unnecessary litigation. If voluntary collection does not work, our lawyers move the case into litigation, enforcement, restructuring or insolvency proceedings — without handing your file to another firm.

    Recovering commercial debts from Polish counterparties

    The service is built for foreign companies that have supplied goods, services, technology or licences to a Polish customer and have not been paid. We handle individual commercial claims as well as recurring B2B receivables.

    Typical claims

    • Unpaid invoices for goods delivered to Poland
    • Outstanding fees for services
    • Licence and technology fees
    • Contractual payments and commercial settlements
    • Amounts acknowledged but repeatedly postponed
    • Claims against debtors entering restructuring or insolvency

    Typical clients

    • Foreign manufacturers and exporters
    • International trading companies
    • Suppliers of goods to Polish customers
    • Professional and technical service providers
    • Software, technology and licence providers
    • Foreign companies with overdue B2B invoices in Poland

    How commercial debt collection works

    We establish direct contact with the Polish debtor and manage the matter from the initial assessment through payment or escalation.

    1. 1
      Claim assessmentWe review the invoices, contract, correspondence and basic information about the debtor and determine the appropriate recovery route.
    2. 2
      Debtor contactWe contact the debtor directly, confirm the position and establish the actual reason for non-payment.
    3. 3
      Payment negotiationWe seek immediate payment or negotiate a realistic repayment schedule where an instalment solution is commercially justified.
    4. 4
      Written settlementWhere appropriate, we document the debt and repayment terms in writing and structure the settlement to protect the creditor if payments stop.
    5. 5
      Monitoring or escalationWe monitor agreed payments. If voluntary collection fails, the matter moves to our litigation, enforcement or insolvency team.

    One team from collection to enforcement

    Pre-litigation collection

    Direct debtor communication, payment demands, negotiations, repayment schedules, acknowledgements of debt and monitoring of settlements.

    Litigation and enforcement

    If the debtor disputes the claim or refuses to pay, our litigators continue the matter before the Polish courts and through the bailiff. See Commercial Disputes and Debt Recovery.

    Insolvency and restructuring

    Where the debtor is insolvent or restructuring, we lodge and protect your claim in the proceedings. See Insolvency and Corporate Restructuring.

    International commercial claims since 2007

    We have handled international debt recovery and commercial claims involving foreign creditors since 2007. You can run the entire matter remotely in English or German while we deal directly with the Polish debtor and the Polish legal system.

    Our experience includes creditors from:

    • United States
    • Canada
    • China
    • Germany
    • Netherlands
    • Turkey
    • Other European countries

    International memberships

    We take part in international networks focused on commercial collection and cross-border creditor representation, which is how a claim gets coordinated action in more than one jurisdiction.

    IACC — International Association of Commercial Collectors

    International Association of Commercial Collectors, Inc. (IACC)

    An international professional association for commercial collection specialists and attorneys.

    Visit the association →
    LIC — League International for Creditors

    League International for Creditors (LIC)

    An international network of debt collection firms, law firms, credit reporting firms and credit management professionals.

    Visit the association →

    Send us the claim for assessment

    For an initial assessment, send the basic documents showing the debt. You do not need to prepare a formal legal memorandum.

    • Debtor's company name and details
    • Amount and currency of the outstanding debt
    • Invoices and payment dates
    • Contract, order or other basis for the transaction
    • Delivery or service documentation where available
    • Relevant correspondence with the debtor, including any payment promises
    • Any information about insolvency or restructuring

    Your debt recovery team

    Commercial collection is handled by one team. Operational recovery, international coordination, litigation and insolvency support are available within the firm when required.

    Case handlers
    Mateusz ZającClaim InvestigatorDay-to-day coordination of debt recovery, debtor contact, payment arrangements and monitoring of commercial claims.Kinga StankowiczTrainee Legal CounselCreditor-side support in insolvency and restructuring matters, including claims involving financially distressed Polish debtors.Olga WierzbickaTrainee Legal AdviserCourt proceedings on unpaid claims and coordination of enforcement with the Polish bailiff (komornik).
    Leadership
    Jerzy Gaweł — Senior Partner / Tax Advisor, Gostyński & Partners, KrakówJerzy GawełSenior Partner / Tax AdvisorStrategic supervision and coordination of international commercial claims and cross-border matters.Szymon Gostyński — Managing Partner / Attorney-at-Law, Gostyński & Partners, KrakówSzymon GostyńskiManaging Partner / Attorney-at-LawLitigation, arbitration and disputed commercial claims where voluntary recovery is unsuccessful.

    Have an unpaid commercial claim in Poland?

    Send us the debtor's name, the amount outstanding and the basic documents. We will assess the matter and determine the appropriate recovery route in Poland.

    Send an enquiry