Court of Justice of the EU Rules: No More Interest on Costs the Borrower Never Received
The CJEU judgment of 23 April 2026 in case C-744/24 confirms that banks may charge interest only on amounts actually paid out to the consumer — not on sums that include fees or insurance premiums the client never received. The ruling potentially affects up to 18 million consumer credit agreements in Poland.
Olga Wierzbicka
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